Insurance Products:
Critical Illness Insurance
Surviving
a critical illness can be very challenging financially. You can't predict the future but you can be prepared for it. Basic
Critical Ilness Insurance offers simple, accessible and affordable protection.
Every year, hundreds of thousands of Canadians are struck by heart attacks and strokes, or diagnosed with life threatening illnesses like heart disease and cancer. This, combined with the fact that today’s national health care system is heavily burdened, is why Kesh recommends critical illness insurance to all of his clients.
The beauty of critical illness insurance is that it pays you up to $2,000,000 if you’re diagnosed with any of the 24 critical illnesses covered – and there are absolutely no stipulations on how you spend that money. It’s simply placed into your account so that you and your family can deal with your illness and you can be cared for without the added stress of financial uncertainty.
Your spouse can stay home to care for you without worrying about lost income. You can access the best medical treatments anywhere in the world. You can hire private caregivers to assist you and your family or treat yourself and your loved ones to the vacation of a lifetime – all with complete financial peace of mind.
What’s more, if you remain healthy and cancel your plan at age 65 or later, or if you die of any cause that isn’t covered by your plan, your premiums may be returned to you or your beneficiary. And that’s a guarantee offered by Canada’s largest insurance companies.