Insurance Products:

Long Term Care Insurance

Long term care insurance provides individuals with up to $9,000/month for medical and non-medical nursing care for up to an unlimited length of time. This money helps the insured receive a decent level of service and support in the face of chronic illness or cognitive impairment, without depleting that individual’s life savings or depriving their loved ones of a carefully planned inheritance.

As you plan for your retirement years, be sure to consider long term care insurance, because there’s simply no predicting the future. Available for purchase from age 40, it costs less the earlier you buy it so it’s wise to plan ahead.

Furthermore, if you haven’t done so already, take the time to chat with your parents about plans they’ve made – if any – to protect themselves should they require long term care in the future. Knowing they’ll be cared for if and when the need arises will offer both you and them peace of mind.

Don’t we all deserve to retain our dignity in the face of long-term illness?